Advanced Capital Solutions Reviews – Is Advanced Capital Solutions Harassing Consumers?

Advanced Capital Solutions, Inc, also known as ACS is a debt collection agency that has been around for 8 years. They specialize in buying debt from various creditors and then trying to collect the money that is owed. If you see this company on your credit report, it is likely that they are collecting debt on behalf of a creditor who no longer wishes to attempt collection themselves (known as a charge-off).

There are numerous complaints about ACS’ practices from consumers across the country. The majority of the complaints allege violations of the Fair Debt Collection Practices Act, which is a federal law that protects citizens from harassing debt collection tactics.

Among the most common allegations against ACS is that they have threatened to sue or garnish consumer wages without proof that the debt is valid. It is important to understand that debt collectors are not allowed to make empty threats like this and that they must send a debt validation letter to you within 5 days after first contacting you. If they fail to do so, you can file a lawsuit against them for violations of the FDCPA.

In addition to a right to debt validation, consumers are entitled to other rights under the Fair Credit Reporting Act and the Fair Debt Collection Practices Act. For example, a debt collector is not permitted to call you at work if your employer prohibits such calls. Debt collectors are also not allowed to swear at you, or to publicly publish a list of debtors. Moreover, they cannot threaten to have you arrested for unpaid debts, as doing so is a violation of the FDCPA.

It is also important to note that a debt collector is not permitted to call or text you repeatedly or leave obscene or profane messages. In fact, if you have received any of these types of calls from Advanced Capital Solutions, you may be entitled to compensation for the harassment.

The obscene or profane language and repeated calling can lead to a lot of stress for consumers, which is why the FDCPA protects them from these types of actions. If you are being harassed by a debt collector, you should immediately contact an attorney to discuss your options.

If you’re unsure whether or not a debt collection agency is violating your rights, it is best to consult with an attorney. They will be able to help you determine if the debt is legitimate and what your next steps should be.

In addition to helping you dispute your debts, an attorney can also help you get a lawsuit against a collections agency that violated your rights.

If you’re tired of receiving harassing debt collection calls from advanced capital solutions, then don’t hesitate to contact Credit Sage for a free consultation. Our team of experts has a track record of successfully removing inaccurate entries from our clients’ credit reports. We have helped countless consumers get their credit back on track after disputing inaccurate information by collection agencies. advanced capital solutions reviews

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